Disclosure to Vermont Consumers
Full Beaker, Inc. does not act as your lender. Full Beaker, Inc. forwards your information to our mortgage origination partners who then contact you directly with their offers. Our services are provided free of cost to you and we do not charge or attempt to collect any fees from you. Our fees are flat and are collected from our partners, the amount of which is not dependent upon whether or not a loan is closed. Full Beaker, Inc. neither selects nor recommends a loan product for you. Per Vermont law, we represent the interests of potential borrowers by referring you to one or more of our mortgage origination partners who are licensed or otherwise authorized to do business in Vermont. We maintain records of your inquiry and recommend that you to print out a copy of this agreement for your own purposes.
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Mortgage refinance rates are at some of the lowest levels ever seen. It’s one of the greatest times in history to be a homeowner? Why? Refinance mortgage rates averaged around 8% as recently as the year 2000. Now, the costs of home ownership are significantly lower.
To see how you you can benefit from today’s low refinance rates, get a personalized rate quote here.
One of the most popular refinance types on the market is the Home Affordable Refinance Program, or HARP. The HARP refinance allows borrowers with a Fannie Mae or Freddie Mac loan to refinance to a low mortgage rate even if they are underwater, or owe more than their home is worth.
What’s more, the current version of HARP 2.0 will allow a loan-to-value ration of up to 200% in most cases. That means even if your loan is double what your home is worth, you may still be eligible for low HARP 2.0 rates.
Here at MortgageRefinanceRates.org, we specialize in keeping you up to date on HARP news. It’s very possible that HARP 3.0 will be available in 2014, meaning underwater homeowners could refinance even if their loan is not owned by Fannie Mae or Freddie Mac.
As soon as HARP 3.0 becomes available, we’ll post the most recent HARP 3 rates so you can take advantage of this revolutionary mortgage program.
We are also experts on popular and easy streamline refinance rates and programs, such as the VA streamline refinance and the FHA streamline. These programs allow you to drop your rate with very little loan documentation. Check FHA streamline rates and VA streamline rates.
The standard conventional refinance is once again gaining in popularity as home equity across the country rises. If you have equity in your property, check today’s conventional conforming loan rates to see if you can drop your mortgage rate and payment.
To check today’s rates, no matter what loan type you are interested in, complete a short questionnaire and a courteous professional will contact you. Then, leave the rest to us!