Credit Scores

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Credit Scores

Examining Your Credit Score When Applying For A Mortgage
June 9, 2016

Four Elements To A Mortgage Approval There are four factors that go into determining whether a person will qualify for a mortgage. These are the borrower’s income, debts, value of the property and credit score.  The only one of these that a borrower has any control over is their credit score and because of this it […]

FHA Back to Work program

FHA “Back to Work” Program Launches, Helping those with Bad Credit
November 15, 2013

by Sr. Loan Officer Ron Bennett (NMLS 57792) The Federal Housing Administration (FHA) has made some changes to FHA financing that you should know about. These updates might mean you could buy a home again just one year after a foreclosure, bankruptcy, short sale, or other economic event. The last recession had a tough effect […]

How to Improve your Credit
November 4, 2012

If you’re drowning in debt, you may feel alone and worried about how you’re going to climb out from under the pile of bills. But in reality, tens of millions of Americans have enough outstanding debt to make it hard (or downright impossible) for them to obtain loans or credit lending with reasonable terms. And […]

Recent Posts

Credit Scores

Examining Your Credit Score When Applying For A Mortgage
June 9, 2016

Four Elements To A Mortgage Approval There are four factors that go into determining whether a person will qualify for a mortgage. These are the borrower’s income, debts, value of the property and credit score.  The only one of these that a borrower has any control over is their credit score and because of this it […]

Four ways to refinance with less than perfect damaged credit

Four Ways to Qualify for a Refinance with Less Than Perfect Credit
June 20, 2014

Mortgage rates are still relatively low, especially compared to just a few years ago. That said, those that bought a house and financed it back then have likely refinanced their higher rates into lower ones. Rate averages have been under 5.00% for so long that everyone that could refinance likely already has. That’s backed up […]

FHA Back to Work program

FHA “Back to Work” Program Launches, Helping those with Bad Credit
November 15, 2013

by Sr. Loan Officer Ron Bennett (NMLS 57792) The Federal Housing Administration (FHA) has made some changes to FHA financing that you should know about. These updates might mean you could buy a home again just one year after a foreclosure, bankruptcy, short sale, or other economic event. The last recession had a tough effect […]